Runa Mukti Mantra Sadhana: Learn the Debt Relief Sadhana Online
Debt is a practical problem with an emotional weight. This course offers a spiritual discipline to sit alongside, never instead of, sensible financial action.
Runa Mukti Mantra Sadhana is a two-part mantra practice for people burdened by debt, taught online by Dr. Mekhala V Jois in five modules. You learn the Runa Hartru Ganesha mantra and the Kubera mantra, with pronunciation, counts, daily rules and 48-day and 21-day cycles. The course costs Rs 4,000.
By Dr. Mekhala V Jois · Last updated: 3 November 2026
Runa Mukti Mantra Sadhana at a Glance
| Detail | Information |
|---|---|
| Course | Runa Mukti Mantra Sadhana Course |
| Taught by | Dr. Mekhala V Jois |
| Mantras | Runa Hartru Ganesha mantra, then Kubera mantra |
| Format | 5 modules, recorded, self-paced |
| Practice | 48-day and 21-day sadhana cycles; 1,25,000 chants |
| Level | Beginners welcome |
| Price | Rs 4,000 (one-time, in INR) |
What Is the Runa Mukti Mantra Sadhana?
Runa means debt, and mukti means release. The sadhana pairs two deities. Runa Hartru Ganesha, the remover of debt, is invoked first to address the root of the burden. Kubera, the divine treasurer of the devas, is invoked next to strengthen the inflow of income.
In Jyotisha the sixth house is traditionally linked to loans and obligations, which is why this subject sits naturally in an astrologer’s teaching. Dr. Mekhala’s doctoral work, as stated on the course page, was on Runa badha.
How the Runa Mukti Mantra Sadhana works
The course explains debt karma and financial energy first, then teaches each mantra with its meaning and pronunciation. The practice itself follows set rules for direction, seating, mala use and counting, so that the discipline is consistent from the first day.
A Spiritual Aid, Not a Financial Plan
Important note from the course
This course is meant to complement practical financial planning and responsible money management. Mantra sadhana is offered as support for discipline, clarity and karmic alignment. It does not replace repaying debts or advice from a qualified financial professional.
No outcome is promised. Experiences differ from person to person, and the course makes no claim to clear a particular amount of debt.
What You Will Learn
Debt karma and financial energy. The Vedic view of why financial burdens form.
The Runa Hartru Ganesha mantra. Meaning, correct pronunciation, the number of repetitions and daily guidelines.
The Kubera mantra sadhana. Meaning, significance and wealth activation principles.
The sadhana procedure. Direction and seating, use of malas, tracking japa counts and staying consistent.
48-day and 21-day cycles. How to complete 1,25,000 chants, when to start the next cycle and the best days to begin.
Course Curriculum
The curriculum has five modules.
| Part | What it covers |
|---|---|
| Module 1 | Understanding debt karma and financial energy |
| Module 2 | Runa Hartru Ganesha mantra: meaning, pronunciation, counts, daily guidelines |
| Module 3 | Kubera mantra sadhana: meaning, wealth activation principles, practical implementation |
| Module 4 | Sadhana procedure: direction, seating, malas, tracking japa counts |
| Module 5 | 48-day and 21-day cycles: counting, completing 1,25,000 chants, starting the next cycle |
Who Is the Runa Mukti Mantra Sadhana Course For?
People under debt stress
Loans, EMIs or repeated borrowing that weigh on your peace of mind.
Families seeking stability
Households wanting a calm, disciplined practice during a hard financial period.
Professionals seeking better income
Those who want to add a spiritual discipline to their efforts.
Disciplined practitioners
Anyone ready to follow a daily mantra routine for several weeks.
How Learning Works
Recorded and self-paced. Classes are pre-recorded, so you can begin when you enrol and learn on your own schedule.
Delivered on the Skanda Vel Vidyalaya learning platform. After you enrol you sign in at courses.poojas.in to watch your lessons.
Practice notes. Keep a mala and a notebook ready so you can track your counts each day.
Questions before you enrol. WhatsApp the Poojas.in team on +91 9880139091.
Your Teacher
Dr. Mekhala V Jois holds an MA and PhD in Vedanga Jyotisha, has trained in the Guru Parampara, is the founder of Poojas.in and a certified Theta healer, and has 14+ years of experience. She is an expert in Parashara Hora Shastra and Prashna Jatakam.
Related Courses and Next Steps
Runa Mukti Mantra Sadhana: Frequently Asked Questions
What is the Runa Mukti Mantra Sadhana?
It is a mantra practice for debt relief taught in two parts: the Runa Hartru Ganesha mantra to address debt, and the Kubera mantra to strengthen income. This online course teaches both with correct pronunciation and counts.
Can mantras really clear debt?
The course does not promise that. It presents the sadhana as a spiritual support alongside practical financial planning, and no particular outcome is guaranteed.
Who teaches the course?
The course is taught by Dr. Mekhala V Jois, who holds an MA and PhD in Vedanga Jyotisha and has trained in the Guru Parampara.
How long is the sadhana?
The course teaches 48-day and 21-day cycles and explains how to complete 1,25,000 chants and when to start the next cycle.
What do I need for the sadhana?
A mala for counting, a quiet seat, and a notebook to track your japa counts are the usual requirements. The course explains direction and seating.
Is this course the same as the Dhana Yoga Activation sadhana?
No. Runa Mukti is focused on debt and financial stress. The Dhana Yoga Activation Mantra Sadhana is a separate course aimed at wealth activation.
Do I need prior mantra experience?
No. The course is suitable for beginners and includes meaning, pronunciation and a clear daily procedure.
How much does the course cost?
The Runa Mukti Mantra Sadhana Course costs Rs 4,000, paid once in Indian rupees.
Enrol in Runa Mukti Mantra Sadhana
Rs 4,000 one-time. You enrol and learn on the Skanda Vel Vidyalaya platform, courses.poojas.in.